.mandat fieldset {
  border: 0; border-top: 1px solid var(--line);
  margin: 0 0 8px; padding: 28px 0 24px;
}
.mandat legend {
  font-family: var(--serif); color: var(--navy); font-size: 24px; padding: 0 12px 0 0;
  display: flex; align-items: center; gap: 12px;
}
.mandat .num {
  font-family: var(--sans); font-size: 14px; font-weight: 700; color: #fff; background: var(--gold);
  width: 28px; height: 28px; border-radius: 50%; display: inline-flex; align-items: center; justify-content: center;
}
.mandat .field { margin: 0 0 18px; flex: 1; min-width: 0; }
.mandat .row { display: flex; gap: 18px; }
.mandat .row[hidden], .mandat .field[hidden] { display: none; }
.mandat .plz { flex: 0 0 130px; }
.mandat .ortfeld { max-width: 360px; }
.mandat label, .mandat .label { display: block; font-size: 14px; color: var(--grey); margin: 0 0 6px; font-weight: 600; }
.mandat input[type=text], .mandat input:not([type]), .mandat input[type=email], .mandat input[type=tel], .mandat input[type=date], .mandat input[type=time] {
  width: 100%; font: inherit; color: var(--text); padding: 11px 12px;
  border: 1px solid #B9C4CD; border-radius: 2px; background: #fff; min-height: 46px;
}
.mandat input:focus { border-color: var(--navy); outline: 2px solid rgba(31,61,85,.18); outline-offset: 0; }
.mandat input.invalid { border-color: #B3261E; background: #FFF8F7; }
.mandat .radios { display: flex; gap: 22px; flex-wrap: wrap; }
.mandat .radios label { display: inline-flex; align-items: center; gap: 8px; color: var(--text); font-weight: normal; font-size: 16px; margin: 0; cursor: pointer; }
.mandat input[type=radio], .mandat input[type=checkbox] { width: 20px; height: 20px; accent-color: var(--navy); margin: 0; flex: none; }
.mandat .radios.invalid label { color: #B3261E; }

.mandat details { border: 1px solid var(--line); background: var(--bg-soft); margin: 0 0 12px; }
.mandat summary { cursor: pointer; padding: 14px 16px; font-weight: 600; color: var(--navy); }
.mandat .doctext { padding: 0 16px 8px; max-height: 420px; overflow: auto; font-size: 14.5px; line-height: 1.55; }
.mandat .doctext h3 { font-size: 15px; margin: 18px 0 6px; }
.mandat .doctext ol { padding-left: 22px; }
.mandat .hint { font-size: 14px; color: var(--grey); margin: 4px 0 20px; }

.mandat .check { display: flex; gap: 12px; align-items: flex-start; font-size: 16px; color: var(--text); font-weight: normal; margin: 0 0 14px; cursor: pointer; }
.mandat .check input { margin-top: 2px; }
.mandat .check.invalid span { color: #B3261E; }

.sigwrap { position: relative; border: 1px solid #B9C4CD; background: #fff; border-radius: 2px; max-width: 560px; }
.sigwrap.invalid { border-color: #B3261E; }
#sig { display: block; width: 100%; height: 170px; touch-action: none; cursor: crosshair; }
.sigline { position: absolute; left: 6%; right: 6%; bottom: 38px; border-bottom: 1px dashed #B9C4CD; pointer-events: none; }
.sigbar { display: flex; justify-content: space-between; align-items: center; max-width: 560px; margin-top: 6px; gap: 12px; }
.linkbtn { background: none; border: 0; color: var(--navy); text-decoration: underline; font: inherit; font-size: 14px; cursor: pointer; padding: 4px 0; }
.mandat .meta { color: var(--grey); font-size: 14px; }

.hp { position: absolute; left: -10000px; width: 1px; height: 1px; overflow: hidden; }

.errors { background: #FFF4F2; border-left: 3px solid #B3261E; padding: 12px 16px; margin: 0 0 18px; color: #6B1B16; }
.errors ul { margin: 6px 0 0; padding-left: 20px; }
.mandat button.btn { border: 0; cursor: pointer; font: inherit; font-weight: 600; }
.mandat button.btn[disabled] { opacity: .6; cursor: progress; }

.done { border-top: 3px solid var(--gold); background: var(--bg-soft); padding: 28px 24px; margin-top: 12px; }
.done h2 { margin-top: 0; }
.done:focus { outline: none; }

@media (max-width: 760px) {
  .mandat .row { flex-direction: column; gap: 0; }
  .mandat .plz { flex: none; }
  .mandat legend { font-size: 21px; }
  .sigbar { flex-direction: column; align-items: flex-start; gap: 2px; }
}

/* ---------- Ablauf ---------- */
.mandat-steps { list-style: none; display: flex; gap: 0; margin: 0 0 28px; padding: 0; counter-reset: st; border: 1px solid var(--line); }
.mandat-steps li { flex: 1; padding: 14px 16px 14px 56px; position: relative; counter-increment: st; border-right: 1px solid var(--line); background: #fff; }
.mandat-steps li:last-child { border-right: 0; }
.mandat-steps li::before { content: counter(st); position: absolute; left: 16px; top: 50%; transform: translateY(-50%); width: 28px; height: 28px; border-radius: 50%; background: var(--navy); color: #fff; font-weight: 700; font-size: 14px; display: flex; align-items: center; justify-content: center; }
.mandat-steps strong { display: block; color: var(--navy); }
.mandat-steps span { font-size: 13.5px; color: var(--grey); }

/* ---------- Unterlagen ---------- */
.mandat .intro { margin: 0 0 16px; }
.mandat .progress { display: inline-block; margin-left: 6px; padding: 2px 10px; border-radius: 12px; background: var(--bg-soft); color: var(--navy); font-weight: 600; font-size: 13px; }
.mandat .progress.all { background: #E4F2E7; color: #1F6B35; }
.mandat .docs { display: grid; grid-template-columns: 1fr; gap: 12px; }
.mandat .docrow { border: 1px solid var(--line); border-left: 3px solid #C9D2DA; background: #fff; padding: 14px 16px 2px; transition: border-color .2s; }
.mandat .docrow.ok { border-left-color: #2E8B4A; }
.mandat .docrow.invalid { border-left-color: #B3261E; }
.mandat .dhead { display: flex; align-items: center; gap: 14px; margin: 0 0 12px; }
.mandat .dic { flex: none; width: 30px; height: 30px; border-radius: 50%; background: var(--bg-soft); color: var(--navy); font-weight: 700; font-size: 14px; display: flex; align-items: center; justify-content: center; }
.mandat .docrow.ok .dic { background: #2E8B4A; color: #fff; font-size: 0; }
.mandat .docrow.ok .dic::after { content: '✓'; font-size: 16px; }
.mandat .dt { flex: 1; min-width: 0; }
.mandat .dt strong { display: block; color: var(--navy); font-size: 16.5px; }
.mandat .dt span { font-size: 13.5px; color: var(--grey); }
.mandat .dacts { display: flex; gap: 8px; flex: none; }
.mandat .dacts a, .mandat .dacts button { font: inherit; font-size: 14px; font-weight: 600; color: var(--navy); background: #fff; border: 1px solid #B9C4CD; padding: 6px 14px; text-decoration: none; cursor: pointer; border-radius: 2px; }
.mandat .dacts a:hover, .mandat .dacts button:hover, .mandat .dacts button[aria-expanded=true] { border-color: var(--navy); background: var(--bg-soft); }
.mandat .docrow .doctext { border: 1px solid var(--line); background: var(--bg-soft); padding: 4px 16px 8px; margin: 0 0 14px; }
.mandat .docrow .doctext[hidden] { display: none; }
.mandat .doctext ul { padding-left: 20px; }
.mandat .ausn { margin: 0 0 14px; }
.mandat .ausn label { font-size: 14px; }
.mandat .opt { font-weight: normal; color: var(--grey); font-size: 13px; }
.mandat .opt-check span { font-size: 14.5px; }
.mandat .wlink { margin-top: 14px; }

@media (max-width: 760px) {
  .mandat-steps { flex-direction: column; }
  .mandat-steps li { border-right: 0; border-bottom: 1px solid var(--line); }
  .mandat-steps li:last-child { border-bottom: 0; }
  .mandat .dhead { flex-wrap: wrap; }
  .mandat .dacts { width: 100%; padding-left: 44px; }
}
.mandat select, .mandat textarea { width: 100%; font: inherit; color: var(--text); padding: 11px 12px; border: 1px solid #B9C4CD; border-radius: 2px; background: #fff; min-height: 46px; }
.mandat select:focus, .mandat textarea:focus { border-color: var(--navy); outline: 2px solid rgba(31,61,85,.18); }
.mandat select.invalid, .mandat textarea.invalid { border-color: #B3261E; background: #FFF8F7; }
#widerruf .btn.primary { min-width: 240px; }

/* ---------- Schadenmeldung ---------- */
.notice-urgent { background: #FFF6EC; border-left: 3px solid var(--gold); padding: 12px 16px; margin: 0 0 18px; font-size: 15px; }
.mandat .leg-opt { font-family: var(--sans); font-size: 13px; }
.mandat .w-s { flex: 0 0 215px; }
.mandat .w-xs { flex: 0 0 120px; }
.mandat .chips { display: grid; grid-template-columns: repeat(4, 1fr); gap: 8px; margin: 0 0 20px; }
.mandat .chips label { display: flex; align-items: center; gap: 8px; border: 1px solid #C9D2DA; background: #fff; padding: 9px 10px; margin: 0; font-weight: normal; font-size: 14.5px; color: var(--text); cursor: pointer; border-radius: 2px; }
.mandat .chips label:has(input:checked) { border-color: var(--navy); background: var(--bg-soft); }
.mandat .radios.chips { display: grid; }
.mandat .sachen { margin: 0 0 18px; }
.mandat .sache-head, .mandat .sache { display: grid; grid-template-columns: 2.4fr 1fr 1fr 1.4fr; gap: 8px; }
.mandat .sache-head { font-size: 13px; color: var(--grey); font-weight: 600; margin: 0 0 6px; }
.mandat .sache { margin: 0 0 8px; }
.mandat .sache input { width: 100%; font: inherit; padding: 9px 10px; border: 1px solid #B9C4CD; border-radius: 2px; min-height: 42px; }
.mandat .yn-row { display: flex; gap: 18px; align-items: flex-start; }
.mandat .yn { flex: 0 0 210px; }
.mandat .yn .radios { min-height: 46px; align-items: center; }
.mandat .filelist { list-style: none; margin: 8px 0 0; padding: 0; }
.mandat .filelist li { display: flex; justify-content: space-between; gap: 10px; border: 1px solid var(--line); background: #fff; padding: 7px 12px; margin: 0 0 6px; font-size: 14px; }
.mandat .filelist li button { background: none; border: 0; color: #B3261E; cursor: pointer; font: inherit; font-size: 13px; }
.mandat .upload input[type=file] { font: inherit; font-size: 14px; }
@media (max-width: 760px) {
  .mandat .chips { grid-template-columns: 1fr 1fr; }
  .mandat .w-s, .mandat .w-xs, .mandat .yn { flex: none; }
  .mandat .yn-row { flex-direction: column; gap: 0; }
  .mandat .sache-head { display: none; }
  .mandat .sache { grid-template-columns: 1fr 1fr 1fr; padding: 10px; border: 1px solid var(--line); }
  .mandat .sache input { padding: 9px 8px; }
  .mandat .sache input:first-child { grid-column: 1 / -1; }
}

/* ---------- Versicherungs-Check ---------- */
.mandat .vers { border: 1px solid var(--line); }
.mandat .vers-head, .mandat .vrow { display: grid; grid-template-columns: 2.1fr 1fr 1.6fr 1fr 1fr; gap: 8px; align-items: center; padding: 6px 10px; }
.mandat .vers-head { background: var(--navy); color: #fff; font-size: 13px; font-weight: 600; }
.mandat .vrow { border-top: 1px solid var(--line); background: #fff; }
.mandat .vrow:nth-child(odd) { background: var(--bg-soft); }
.mandat .vrow .vname { font-size: 15px; color: var(--text); }
.mandat .vrow input:not([type=checkbox]) { width: 100%; font: inherit; font-size: 14.5px; padding: 7px 9px; border: 1px solid #C9D2DA; border-radius: 2px; min-height: 38px; background: #fff; }
.mandat .vrow label { display: inline-flex; align-items: center; gap: 7px; margin: 0; font-weight: normal; font-size: 14px; color: var(--text); cursor: pointer; }
.mandat .vrow label span { font-size: 13.5px; }
.mandat .vrow:has(.vhas input:checked) { box-shadow: inset 3px 0 0 #2E8B4A; }
@media (min-width: 761px) { .mandat .vrow label span { position: absolute; left: -10000px; } .mandat .vrow label { justify-content: center; } }
@media (max-width: 760px) {
  .mandat .vers-head { display: none; }
  .mandat .vrow { grid-template-columns: 1fr 1fr; padding: 10px; }
  .mandat .vrow .vname, .mandat .vrow input[name=vers_sonst_name] { grid-column: 1 / -1; font-weight: 600; }
}